The American Dream of owning your own home is out of reach for so many people in this area, not only because of the high property values in Northern Virginia, but also because of strict bank rules about who can qualify for a mortgage.
If you’ve had a bankruptcy, it stays on your credit report for 10 years. If you’ve had a foreclosure it dings your credit for 7 years. If you miss some payments, your score goes way down, etc. And then the banks won’t talk to you. They show you the door.
This is where EZ2Own1 comes in. While we will not put someone into a home they can’t afford, we’re more lenient about credit scores than a bank. We’re happy to listen to the story behind why you have some dings on your credit report. We’re willing to work with people who need time to repair their credit before they can actually go to a bank and get traditional financing.
The bottom line is if you can bring a reasonable down payment and can afford the monthly payment, we can probably put you into a nice home. Please check out our Lease Purchase page to learn more about how you can start living in a home now and then eventually buy it when you’re credit picture is “worthy” in the bank’s eyes.
Pick one out
Please have a look at the properties we have available now and even feel free to drive by them (don’t knock on the door… but drive by and see if you like them from the outside, and see if you like the neighborhood). (We will ask you to do a drive by before we make an appointment for you to see inside. This is one of the things that we do a little differently that a real estate agent.)
Then give us a call at 571-733-9044. And when you’re ready, fill out an application.